FSA and HSA Accounts

FSA and HSA Accounts – Did you know that many healthcare services and products can be paid with your HSA (Health Savings Account) or FSA (Flexible Spending Account) Account funds? Every plan is different, so check with your healthcare administrator for reference.

If your doctor writes a Letter of Medical Necessity (LMN) or a prescription for treatment or over-the-counter medication that your health insurance or prescription plan does not cover, you may be able to pay the expense with your HSA or FSA funds. The exception is if a treatment or product is deemed for cosmetic purposes only, then generally, it won’t be eligible.

FSA and HSA Accounts Using it before the end of the year.

It’s possible that some or all of the following services available at Dr. Scott’s Restorative Health can be paid with an FSA or HSA card:

  • Hair restoration – caused by an underlying condition.
  • LED light therapy.
  • CIT (Collagen Induction Therapy) for certain diagnosed skin conditions
  • OShot treatments for women and Pshot treatments for Men.
  • ESWT (Extracorporeal Shock Wave Therapy), or SWave, for ED Treatment
  • Vacuum therapy devices for better penile function.
  • Botox for specific conditions such as migraines or excess sweating.
  • Hydrating creams if they include SPF or for treatment of eczema or psoriasis.
  • IV therapy for fatigue, mental fog, energy, or anti-aging if prescribed by a physician.
  • S Wave and cupping for treatment of plantar fasciitis, tennis elbow, or knee, back, or shoulder pain.
  • Treatments for hair, nail, eyebrow, and thin skin issues if caused by anemia or thyroid disorders, including PRP or supplements
  • Any supplement deemed medically necessary by a physician.
  • Far Infrared Sauna
  • Injections for Weight Loss, Brain Fog, Energy, Liver Support, Hair Loss, Anemia and more

You work hard for your money, so use it, don’t lose it!

If you have an account where you lose the unused funds by a specific date (usually 3/15 or 12/31 of each year), you’ll want to purchase qualified items before that happens.

With a written prescription or LMN, items such as acne treatments, medicated lotions, sunscreens, and medical supplies may be covered by an FSA or HSA card. Also, if you do have remaining funds in your account, stock up on non-prescription items such as vitamins, supplements, medicated shampoos for hair loss, and first aid supplies to name a few.

FSA and HSA Accounts

As an advocate for preventative medicine, Dr. Scott Shapiro and his team of medical professionals offer a variety of services geared toward wellness, including weight management, bioidentical hormone therapy, age management, and aesthetic procedures such as Botox, fillers, and hair restoration. Sculptra is also an approved treatment for loss of facial volume in HIV patients.

Call Dr. Scott’s Restorative Health, and we will be happy to answer any questions you have about a specific treatment or product. Then call your benefits administrator to see if it’s a qualified expense if prescribed by a physician.

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